1. Full insurance (zero excess)
A basic quote usually leaves you liable for an excess if the car is damaged. Some Canarian firms (Cabrera Medina / CICAR, Autoreisen) state zero-excess cover in their own terms. Broker-style deals often carry an excess — one Goldcar listing at ACE showed €2,300 when we checked on 15 Sep 2026 — unless you add cover.